Broadway Financial Corporation

Broadway Financial Corporation

Financial Services

NASDAQ:BYFC · NASDAQ Capital Market

Market Cap $93.06M Beta 0.81 P/E (TTM) -4.2
$10.03 -0.20%

-$0.02 today

52W Low $5.51High $10.46

Vol 0.00M · Avg 0.00M

EPS (TTM)-$2.38
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$-2.74
Gross Margin55.6%
Net Margin-31.8%
P/E Ratio11.4
P/S Ratio3.9

Analysis

$65.3M of revenue converted into -$20.5M of net income for the selected period. Gross margin is 55.6% and net margin is -31.8%, showing how much revenue survives after costs and taxes. EPS is $-2.74, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$63.0M
-3.8%
$65.5M
+24.6%
$52.6M
+40.4%
$37.5M
+34.0%
$28.0M
$809.6M$921.6M$731.2M
Cost of Revenue
$30.3M
-7.7%
$32.8M
+75.6%
$18.7M
+324.4%
$4.4M
+12.3%
$3.9M
$725.6M$804.0M$882.4M
Gross Profit
$32.7M
+0.2%
$32.7M
-3.6%
$33.9M
+2.5%
$33.1M
+37.5%
$24.0M
$8.9B$7.6B$6.2B
Gross Margin
51.9%
+2.0pp
49.9%
-14.6pp
64.4%
-23.8pp
88.2%
+2.3pp
86.0%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$19.1M
+7.4%
$17.8M
+10.8%
$16.1M
+9.5%
$14.7M
-10.3%
$16.4M
$620.6M$923.0M-$1.5B
Operating Expenses
$57.2M
+91.3%
$29.9M
+9.2%
$27.4M
+9.7%
$24.9M
-13.8%
$28.9M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$315.0K
-58.6%
$760.0K
-1.9%
$775.0K
-4.4%
$811.0K
+19.3%
$680.0K
$374.2M$1.2B$631.8M
EBITDA
-$24.2M
-784.5%
$3.5M
-51.6%
$7.3M
-18.3%
$8.9M
+312.3%
-$4.2M
-$15.2B$6.8B$9.3B
EBITDA Margin
-38.3%
-43.7pp
5.4%
-8.5pp
13.9%
-10.0pp
23.8%
+38.9pp
-15.0%
5.6%46.3%42.0%
Operating Income
-$24.5M
-983.7%
$2.8M
-57.6%
$6.5M
-19.7%
$8.1M
+266.2%
-$4.9M
$12.3B$14.0B-$15.7B
Operating Margin
-38.8%
-43.0pp
4.2%
-8.2pp
12.4%
-9.3pp
21.7%
+39.1pp
-17.5%
16.6%24.1%22.0%
Interest Income
$61.3M
-4.2%
$63.9M
+35.4%
$47.2M
+30.2%
$36.3M
+46.5%
$24.8M
-$1.5B-$1.6B$405.0M
Interest Expense
$28.1M
-12.6%
$32.2M
+81.1%
$17.8M
+421.1%
$3.4M
-9.1%
$3.7M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
-$24.5M
-983.7%
$2.8M
-57.6%
$6.5M
-19.7%
$8.1M
+266.2%
-$4.9M
$3.3B$4.9B$3.6B
Pre-Tax Margin
-38.8%
-43.0pp
4.2%
-8.2pp
12.4%
-9.3pp
21.7%
+39.1pp
-17.5%
20.8%18.7%26.2%
Income Tax Expense
$338.0K
-58.5%
$815.0K
-58.9%
$2.0M
-17.7%
$2.4M
+357.5%
-$937.0K
$1.3B-$1.6B$745.2M
Net Income
-$24.8M
-1385.4%
$1.9M
-57.3%
$4.5M
-19.9%
$5.6M
+239.2%
-$4.0M
$4.9B$4.8B$4.7B
Net Margin
-39.3%
-42.3pp
2.9%
-5.6pp
8.6%
-6.5pp
15.0%
+29.5pp
-14.5%
12.4%17.5%22.5%
EPS (Basic)
-$3
-8175.0%
$0
-92.3%
$1
-18.8%
$1
+218.5%
-$1
$400.8M$703.2M$1.3B
EPS (Diluted)
-$3
-8175.0%
$0
-92.2%
$1
-20.3%
$1
+218.5%
-$1
$766.2M$609.4M$452.6M
Weighted Avg Shares
$8.6M
-4.0%
$9.0M
+4.0%
$8.6M
-2.0%
$8.8M
+17.1%
$7.5M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$8.6M
-4.0%
$9.0M
+2.7%
$8.7M
-0.7%
$8.8M
+17.1%
$7.5M
$1.2B$924.4M$678.0M

Older periods hidden.

Sign in to unlock

SEC Filings

Recent regulatory filings

No filings found.

How much revenue does BYFC generate?

Broadway Financial Corporation (BYFC) reported $63.03M of revenue in fiscal 2025.

Is BYFC profitable?

Broadway Financial Corporation (BYFC) reported -$24,795,000.00 of net income, with a net margin of -39.3%.

Explore More

Continue the stock analysis

Jump to another research area for this company.