Carter Bankshares, Inc.

Carter Bankshares, Inc.

Financial Services

NASDAQ:CARE · NASDAQ Global Select

Market Cap $656.88M Beta 0.55 P/E (TTM) 6.0
$29.88 +1.07%

+$0.32 today

52W Low $16.14High $29.99

Vol 0.45M · Avg 0.31M

EPS (TTM)$4.95
Div Yield0.33%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

7.5%

avg 4.9%

ROIC

4.9%

avg 3.6%

ROA

0.6%

avg 0.4%

Analysis

ROE is currently the strongest return metric at 7.5% versus its period average of 4.9%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Litz H. Van Dyke

Chief Executive Officer & Director$1.06M62$67,467.000.30%

Wendy S. Bell

Senior EVP and Chief Financial Officer$624,697.0062$40,223.000.18%

Phyllis Q. Karavatakis

Vice Chairman$42,000.0070$21,695.000.10%

A. Loran Adams

Executive Vice President & Director of Regulatory Risk Management64$13,062.000.06%

Brad Wilson

Senior Vice President & Commercial Market Executive

Jayson Philbeck

Senior Vice President of Commercial Banking

Joyce A. Parker

Secretary$72,484.000.33%

Kimberly Dempsey Schaufenbuel

Executive VP & Chief Human Resources Officer

Misty Powell

Assistant Vice President

Bill Hubble

Vice President and Managing Officer of Blacksburg Office

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

1

$119,865.00

Sells

7

$549,189.34

Net Sentiment

$429,324.33

Net selling

Most Active

Haskins James W.

2 transactions

DateInsiderTypeSharesPriceValue
May 12, 2026

Langs Bradford N.

Direct

Sell5.5K$26.47$145,558.05
May 6, 2026

Walsh Elizabeth L.

Direct

Buy4.6K$26.20$119,865.00
May 5, 2026

Haskins James W.

Direct

Sell1.0K$26.04$26,040.00
Oct 30, 2025

Bolton Robert M.

Direct

Sell1.9K$17.23$32,754.23
Sep 10, 2025

Speare Matthew M.

Direct

Sell13.6K$19.83$268,752.06
Aug 26, 2025

Bell Wendy S.

Indirect

Sell250$19.54$4,885.00
Jul 30, 2025

Midkiff Catharine L.

Direct

Sell2.0K$17.76$35,520.00
Jul 28, 2025

Haskins James W.

Direct

Sell2.0K$17.84$35,680.00

Analysis

Insiders reported 1 buys worth $119,865.00 and 7 sells worth $549,189.34 over the last 12 months. That adds up to net selling of $429,324.33. Haskins James W. was the most active insider with 2 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+8.7%
+5.3% (14yr)1 analysts
RevenueN/AN/A-0.7%
-0.1% (14yr)1 analysts
Net IncomeN/AN/A+8.9%
+4.2% (14yr)1 analysts
EBITN/AN/A+6.3%
-3.0% (14yr)1 analysts

Analysis

Recent growth has been strongest in Net Income at +8.9% over three years. Forward estimates point to EPS at +5.3% (14yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages CARE?

Carter Bankshares, Inc. (CARE) lists 10 active executives. The top listed executive is Litz H. Van Dyke, Chief Executive Officer & Director.

Are CARE insiders buying or selling?

Recent insider activity shows net selling of $945,605.75.

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