Catalyst Bancorp, Inc.
Financial ServicesNASDAQ:CLST · NASDAQ Capital Market
+$0.06 today
Vol 0.00M · Avg 0.01M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Earnings Waterfall
Revenue to Net Income
Key Ratios
Analysis
$15.4M of revenue converted into $2.0M of net income for the selected period. Gross margin is 73.3% and net margin is 13.1%, showing how much revenue survives after costs and taxes. EPS is $0.55, tying the income statement back to per-share earnings.
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $15.3M +55.3% | $9.9M -10.2% | $11.0M +22.0% | $9.0M -10.7% | $10.1M | $809.6M | $921.6M | $731.2M |
| Cost of Revenue | $4.2M -14.1% | $4.8M +132.6% | $2.1M +576.6% | $308.0K +128.1% | $135.0K | $725.6M | $804.0M | $882.4M |
| Gross Profit | $11.2M +122.3% | $5.0M -43.6% | $8.9M +2.4% | $8.7M -12.6% | $10.0M | $8.9B | $7.6B | $6.2B |
| Gross Margin | 72.8% +21.9pp | 50.9% -30.1pp | 81.1% -15.5pp | 96.6% -2.1pp | 98.7% | 9.8% | 28.9% | 38.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $983.2M | $1.3B | $490.4M |
| Selling, General & Admin | $6.0M +6.5% | $5.6M +2.3% | $5.5M -2.8% | $5.6M +10.0% | $5.1M | $620.6M | $923.0M | -$1.5B |
| Operating Expenses | $8.7M -3.8% | $9.0M +8.2% | $8.3M -2.6% | $8.6M +13.0% | $7.6M | $5.3B | $7.0B | $8.7B |
| Depreciation & Amortization | $0 -100.0% | $412.0K +2.2% | $403.0K -10.0% | $448.0K +5.7% | $424.0K | $374.2M | $1.2B | $631.8M |
| EBITDA | $2.5M +170.1% | -$3.6M -460.7% | $990.0K +63.1% | $607.0K -78.5% | $2.8M | -$15.2B | $6.8B | $9.3B |
| EBITDA Margin | 16.3% +52.5pp | -36.2% -45.2pp | 9.0% +2.3pp | 6.7% -21.2pp | 28.0% | 5.6% | 46.3% | 42.0% |
| Operating Income | $2.5M +162.9% | -$4.0M -778.5% | $587.0K +269.2% | $159.0K -93.4% | $2.4M | $12.3B | $14.0B | -$15.7B |
| Operating Margin | 16.3% +56.7pp | -40.3% -45.7pp | 5.3% +3.6pp | 1.8% -22.0pp | 23.8% | 16.6% | 24.1% | 22.0% |
| Interest Income | $13.9M +0.2% | $13.9M +43.5% | $9.7M +20.6% | $8.0M +4.1% | $7.7M | -$1.5B | -$1.6B | $405.0M |
| Interest Expense | $4.1M -4.9% | $4.3M +120.7% | $2.0M +186.4% | $683.0K -14.1% | $795.0K | $1.1B | $1.0B | $1.2B |
| Other Income / Expenses | $0 | $0 | $0 | $0 | $0 | -$1.5B | $1.4B | $1.2B |
| Income Before Tax | $2.5M +162.9% | -$4.0M -778.5% | $587.0K +269.2% | $159.0K -93.4% | $2.4M | $3.3B | $4.9B | $3.6B |
| Pre-Tax Margin | 16.3% +56.7pp | -40.3% -45.7pp | 5.3% +3.6pp | 1.8% -22.0pp | 23.8% | 20.8% | 18.7% | 26.2% |
| Income Tax Expense | $452.0K +150.6% | -$894.0K -1565.6% | $61.0K +390.5% | -$21.0K -104.3% | $484.0K | $1.3B | -$1.6B | $745.2M |
| Net Income | $2.1M +166.4% | -$3.1M -687.3% | $526.0K +192.2% | $180.0K -90.6% | $1.9M | $4.9B | $4.8B | $4.7B |
| Net Margin | 13.4% +44.7pp | -31.3% -36.1pp | 4.8% +2.8pp | 2.0% -17.0pp | 19.0% | 12.4% | 17.5% | 22.5% |
| EPS (Basic) | $1 +171.8% | -$1 -750.0% | $0 +200.0% | $0 -90.0% | $0 | $400.8M | $703.2M | $1.3B |
| EPS (Diluted) | $1 +171.8% | -$1 -750.0% | $0 +200.0% | $0 -90.0% | $0 | $766.2M | $609.4M | $452.6M |
| Weighted Avg Shares | $3.7M -5.5% | $3.9M -8.4% | $4.3M -4.4% | $4.5M -6.6% | $4.8M | $757.8M | $925.8M | $1.1B |
| Weighted Avg Shares (Diluted) | $3.7M -5.4% | $3.9M -8.4% | $4.3M -4.4% | $4.5M -6.6% | $4.8M | $1.2B | $924.4M | $678.0M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Pathward Financial, Inc.
NASDAQ:CASH
$1.78B
Broadway Financial Corporation
NASDAQ:BYFC
$93.06M
Fifth District Savings Bank
NASDAQ:FDSB
$82.39M
First Seacoast Bancorp
NASDAQ:FSEA
$79.03M
NSTS Bancorp, Inc.
NASDAQ:NSTS
$72.45M
OptimumBank Holdings, Inc.
AMEX:OPHC
$68.46M
AmeriServ Financial, Inc.
NASDAQ:ASRV
$64.63M
Home Federal Bancorp, Inc. of Louisiana
NASDAQ:HFBL
$59.25M
Texas Community Bancshares, Inc.
TCBS
$49.92M
PB Bankshares, Inc.
PBBK
$47.04M
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does CLST generate?
Catalyst Bancorp, Inc. (CLST) reported $15.34M of revenue in fiscal 2025.
Is CLST profitable?
Catalyst Bancorp, Inc. (CLST) reported $2.05M of net income, with a net margin of 13.4%.
Explore More
Continue the stock analysis
Jump to another research area for this company.