Consumer Portfolio Services, Inc.
Financial ServicesNASDAQ:CPSS · NASDAQ Global Market
-$0.05 today
Vol 0.02M · Avg 0.03M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.2%
avg 14.6%
ROIC
2831.3%
avg 325.9%
ROA
0.5%
avg 1.2%
Analysis
ROIC is currently the strongest return metric at 2831.3% versus its period average of 325.9%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Charles E. Bradley Jr. | Chief Executive Officer & Chairman | $1.02M | — | 66 | $60,000.00 | 0.28% |
Robert E. Riedl | Senior EVice President & Chief Risk Officer | $795,400.00 | — | 63 | $120,000.00 | 0.55% |
Michael T. Lavin | President, Chief Operating Officer & Chief Legal Officer | $481,980.00 | — | 53 | $120,000.00 | 0.55% |
Denesh Bharwani | Chief Financial Officer & Executive Vice President | $433,104.00 | — | 58 | $301,881.00 | 1.39% |
Teri L. Robinson | Executive Vice President of Sales & Originations | $388,342.00 | — | 63 | $496,465.00 | 2.29% |
Christopher Terry | Executive Vice President of Systems, Risk & IT | $383,534.00 | — | 58 | $90,000.00 | 0.41% |
Brian J. Rayhill | Secretary & Independent Director | $107,200.00 | — | 63 | $248,236.00 | 1.14% |
Charles E. Gonel | Senior Vice President of Servicing | — | — | 45 | $60,000.00 | 0.28% |
Catrina Ralston | Senior Vice President of Human Resources | — | — | 49 | $60,000.00 | 0.28% |
Steve Schween | Senior Vice President of Systems | — | — | 62 | $157,099.00 | 0.72% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
4
$1.13M
Net Sentiment
$1.13M
Net selling
Most Active
WOOD DANIEL S
1 transactions
Analysis
Insiders reported 0 buys worth $0.00 and 4 sells worth $1.13M over the last 12 months. That adds up to net selling of $1.13M. WOOD DANIEL S was the most active insider with 1 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -26.0% | +7.6% (11yr)1 analysts |
| Revenue | N/A | N/A | +24.8% | +3.5% (11yr)1 analysts |
| Net Income | N/A | N/A | -20.6% | +4.9% (11yr)1 analysts |
| EBIT | N/A | N/A | +88.3% | +8.7% (11yr)1 analysts |
Analysis
Recent growth has been strongest in EBIT at +88.3% over three years. Forward estimates point to EBIT at +8.7% (11yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages CPSS?
Consumer Portfolio Services, Inc. (CPSS) lists 10 active executives. The top listed executive is Brian J. Rayhill, Secretary & Independent Director.
Are CPSS insiders buying or selling?
Recent insider activity shows net selling of $4.46M.
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