Encore Capital Group, Inc.
Financial ServicesNASDAQ:ECPG · NASDAQ Global Select
+$0.90 today
Vol 0.15M · Avg 0.32M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
26.3%
avg 10.5%
ROIC
8.9%
avg 6.0%
ROA
4.8%
avg 2.2%
Analysis
ROE is currently the strongest return metric at 26.3% versus its period average of 10.5%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Ashish Masih | President, Chief Executive Officer & Director | $3.24M | — | 61 | $415,271.00 | 1.94% |
Tomas Hernanz | Executive Vice President, Treasurer & Chief Financial Officer | $2.22M | — | 48 | $36,721.00 | 0.17% |
John Yung | President of International & Cabot Credit Management and Chief Executive Officer of Cabot Credit Management | $2.16M | — | 61 | $62,570.00 | 0.29% |
Ryan Bell | President of Midland Credit Management, Inc. | $1.72M | — | 47 | $58,439.00 | 0.27% |
Andrew Asch | Senior Vice President, General Counsel & Government Affairs | $1.01M | — | 52 | $21,607.00 | 0.10% |
Faryar Borhani | Vice President & Chief Communications Officer | — | — | — | — | — |
Bruce Thomas | Vice President of Global Investor Relations | — | — | — | — | — |
Steve Carmichael | Senior Vice President and Chief Risk, Strategy & Compliance Officer | — | — | — | — | — |
Tracy Ting | Senior Vice President & Chief Human Resources Officer | — | — | — | — | — |
Monique Dumais-Chrisope | Senior Vice President & Chief Information Officer | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
16
$2.35M
Net Sentiment
$2.35M
Net selling
Most Active
Bell Ryan B
7 transactions
1–10 of 16
Analysis
Insiders reported 0 buys worth $0.00 and 16 sells worth $2.35M over the last 12 months. That adds up to net selling of $2.35M. Bell Ryan B was the most active insider with 7 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -14.4% | +19.1% (12yr)3 analysts |
| Revenue | N/A | N/A | +26.6% | +4.4% (12yr)3 analysts |
| Net Income | N/A | N/A | -13.4% | +17.9% (12yr)3 analysts |
| EBIT | N/A | N/A | +22.1% | +3.9% (12yr)3 analysts |
Analysis
Recent growth has been strongest in Revenue at +26.6% over three years. Forward estimates point to EPS at +19.1% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
Trinity Capital Inc.
NASDAQ:TRIN
$1.26B
Guild Holdings Company
GHLD
$1.25B
International General Insurance Holdings Ltd.
NASDAQ:IGIC
$1.08B
American Bitcoin Corp
NASDAQ:ABTC
$948.00M
Jefferson Capital, Inc. Common Stock
NASDAQ:JCAP
$906.65M
World Acceptance Corporation
NASDAQ:WRLD
$828.07M
New Mountain Finance Corporation
NASDAQ:NMFC
$750.90M
Better Home & Finance Holding Company
NASDAQ:BETR
$415.39M
loanDepot, Inc.
NYSE:LDI
$378.58M
Gemini Space Station, Inc. Class A Common Stock
NASDAQ:GEMI
$207.57M
Who manages ECPG?
Encore Capital Group, Inc. (ECPG) lists 10 active executives. The top listed executive is Faryar Borhani, Vice President & Chief Communications Officer.
Are ECPG insiders buying or selling?
Recent insider activity shows net selling of $17.60M.
Explore More
Continue the stock analysis
Jump to another research area for this company.