Fifth District Savings Bank

Financial Services

NASDAQ:FDSB · NASDAQ Global Market

Market Cap $81.71M Beta 0.28 P/E (TTM) 18.3
$15.65 +0.84%

+$0.13 today

52W Low $11.93High $15.76

Vol 0.02M · Avg 0.01M

EPS (TTM)$0.85
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

3.2%

avg 1.8%

ROIC

2.9%

avg 1.6%

ROA

0.8%

avg 0.3%

Analysis

ROE is currently the strongest return metric at 3.2% versus its period average of 1.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Amie L. Lyons

President, Chief Executive Officer & Director$369,598.0048$31,133.000.59%

Melissa C. Burns CGMA

Chief Financial Officer & Treasurer$286,971.0048$31,133.000.59%

Dodie F. Gervais

Vice President of Lending$210,928.0055$31,133.000.59%

Brandi S. Roe

VP of Marketing, Corporate Secretary & Information Security Officer49

Shane Smith

Vice President & Chief Credit Officer44$18,502.000.35%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

1

$36,338.17

Sells

5

$42,642.49

Net Sentiment

$6,304.31

Net selling

Most Active

Sins Linda A.

5 transactions

DateInsiderTypeSharesPriceValue
May 21, 2026

Sins Linda A.

Indirect

Sell8$15.03$120.24
May 20, 2026

Sins Linda A.

Indirect

Sell1.2K$15.00$18,315.00
May 20, 2026

Sins Linda A.

Indirect

Sell1.2K$15.02$17,588.42
May 20, 2026

Sins Linda A.

Indirect

Sell300$15.09$4,527.00
Sep 18, 2025

Sins Linda A.

Indirect

Sell150$13.95$2,091.83
Aug 22, 2025

Smith Shane Michael

Direct

Buy2.7K$13.45$36,338.17

Analysis

Insiders reported 1 buys worth $36,338.17 and 5 sells worth $42,642.49 over the last 12 months. That adds up to net selling of $6,304.31. Sins Linda A. was the most active insider with 5 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+15.4%
N/A
RevenueN/AN/A+19.9%
N/A
Net IncomeN/AN/A+12.0%
N/A
EBITN/AN/A+4.9%
N/A

Analysis

Recent growth has been strongest in Revenue at +19.9% over three years.

Who manages FDSB?

Fifth District Savings Bank (FDSB) lists 5 active executives. The top listed executive is Brandi S. Roe, VP of Marketing, Corporate Secretary & Information Security Officer.

Are FDSB insiders buying or selling?

Recent insider activity shows net buying of $1.93M.

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