First US Bancshares, Inc.

First US Bancshares, Inc.

Financial Services

NASDAQ:FUSB · NASDAQ Capital Market

Market Cap $90.75M Beta 0.24 P/E (TTM) 15.0
$16.17 -0.80%

-$0.13 today

52W Low $10.30High $16.50

Vol 0.00M · Avg 0.01M

EPS (TTM)$1.08
Div Yield1.73%
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$1.03
Gross Margin58.7%
Net Margin9.6%
P/E Ratio37.7
P/S Ratio4.9

Analysis

$63.9M of revenue converted into $6.2M of net income for the selected period. Gross margin is 58.7% and net margin is 9.6%, showing how much revenue survives after costs and taxes. EPS is $1.03, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$63.0M
+1.9%
$61.8M
+10.1%
$56.2M
+26.7%
$44.3M
+2.1%
$43.4M
$809.6M$921.6M$731.2M
Cost of Revenue
$26.0M
+14.3%
$22.7M
+44.1%
$15.8M
+108.6%
$7.6M
+52.5%
$5.0M
$725.6M$804.0M$882.4M
Gross Profit
$37.0M
-5.4%
$39.1M
-3.2%
$40.4M
+9.8%
$36.8M
-4.4%
$38.5M
$8.9B$7.6B$6.2B
Gross Margin
58.7%
-4.5pp
63.2%
-8.7pp
71.9%
-11.0pp
82.9%
-5.6pp
88.6%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$19.1M
+9.9%
$17.4M
-4.3%
$18.1M
-0.1%
$18.1M
-12.3%
$20.7M
$620.6M$923.0M-$1.5B
Operating Expenses
$29.1M
+2.5%
$28.4M
-2.6%
$29.1M
+4.9%
$27.8M
-15.2%
$32.7M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$1.7M
-1.0%
$1.7M
-3.6%
$1.8M
-5.6%
$1.9M
-7.4%
$2.0M
$374.2M$1.2B$631.8M
EBITDA
$9.6M
-22.7%
$12.5M
-4.5%
$13.0M
+19.8%
$10.9M
+40.4%
$7.8M
-$15.2B$6.8B$9.3B
EBITDA Margin
15.3%
-4.9pp
20.2%
-3.1pp
23.2%
-1.3pp
24.6%
+6.7pp
17.9%
5.6%46.3%42.0%
Operating Income
$7.9M
-26.2%
$10.8M
-4.6%
$11.3M
+25.1%
$9.0M
+57.4%
$5.7M
$12.3B$14.0B-$15.7B
Operating Margin
12.6%
-4.8pp
17.4%
-2.7pp
20.1%
-0.3pp
20.3%
+7.1pp
13.2%
16.6%24.1%22.0%
Interest Income
$59.4M
+2.0%
$58.3M
+10.3%
$52.8M
+28.2%
$41.2M
+3.2%
$39.9M
-$1.5B-$1.6B$405.0M
Interest Expense
$22.0M
-0.7%
$22.1M
+43.1%
$15.5M
+263.2%
$4.3M
+44.3%
$3.0M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$7.9M
-26.2%
$10.8M
-4.6%
$11.3M
+25.1%
$9.0M
+57.4%
$5.7M
$3.3B$4.9B$3.6B
Pre-Tax Margin
12.6%
-4.8pp
17.4%
-2.7pp
20.1%
-0.3pp
20.3%
+7.1pp
13.2%
20.8%18.7%26.2%
Income Tax Expense
$1.9M
-24.8%
$2.6M
-7.3%
$2.8M
+29.7%
$2.1M
+68.5%
$1.3M
$1.3B-$1.6B$745.2M
Net Income
$6.0M
-26.7%
$8.2M
-3.7%
$8.5M
+23.6%
$6.9M
+54.2%
$4.5M
$4.9B$4.8B$4.7B
Net Margin
9.5%
-3.7pp
13.2%
-1.9pp
15.1%
-0.4pp
15.5%
+5.2pp
10.3%
12.4%17.5%22.5%
EPS (Basic)
$1
-26.4%
$1
-1.4%
$1
+25.7%
$1
+61.4%
$1
$400.8M$703.2M$1.3B
EPS (Diluted)
$1
-25.6%
$1
+0.0%
$1
+25.5%
$1
+60.6%
$1
$766.2M$609.4M$452.6M
Weighted Avg Shares
$5.8M
-0.6%
$5.9M
-2.1%
$6.0M
-1.6%
$6.1M
-4.5%
$6.4M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$6.1M
-1.0%
$6.1M
-4.0%
$6.4M
-2.0%
$6.5M
-3.5%
$6.7M
$1.2B$924.4M$678.0M

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SEC Filings

Recent regulatory filings

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How much revenue does FUSB generate?

First US Bancshares, Inc. (FUSB) reported $62.99M of revenue in fiscal 2025.

Is FUSB profitable?

First US Bancshares, Inc. (FUSB) reported $5.99M of net income, with a net margin of 9.5%.

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