Great Southern Bancorp, Inc.

Great Southern Bancorp, Inc.

Financial Services

NASDAQ:GSBC · NASDAQ Global Select

Market Cap $821.24M Beta 0.53 P/E (TTM) 11.7
$75.86 +0.78%

+$0.59 today

52W Low $53.76High $76.92

Vol 0.06M · Avg 0.09M

EPS (TTM)$6.49
Div Yield2.23%
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$6.29
Gross Margin67.8%
Net Margin21.8%
P/E Ratio9.7
P/S Ratio8.5

Analysis

$328.0M of revenue converted into $71.3M of net income for the selected period. Gross margin is 67.8% and net margin is 21.8%, showing how much revenue survives after costs and taxes. EPS is $6.29, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$343.3M
-3.4%
$355.3M
+8.7%
$326.9M
+25.2%
$261.1M
+10.2%
$237.0M
$809.6M$921.6M$731.2M
Cost of Revenue
$113.5M
-17.9%
$138.3M
+37.5%
$100.5M
+199.7%
$33.5M
+123.8%
$15.0M
$725.6M$804.0M$882.4M
Gross Profit
$229.8M
+5.9%
$217.0M
-4.1%
$226.4M
-0.5%
$227.6M
+2.5%
$222.0M
$8.9B$7.6B$6.2B
Gross Margin
66.9%
+5.8pp
61.1%
-8.2pp
69.2%
-17.9pp
87.2%
-6.5pp
93.7%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$115.3M
+33.5%
$86.3M
-0.1%
$86.5M
+5.7%
$81.8M
+7.0%
$76.4M
$620.6M$923.0M-$1.5B
Operating Expenses
$142.5M
+0.7%
$141.5M
+0.3%
$141.0M
+5.7%
$133.4M
+4.5%
$127.6M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$0
-100.0%
$8.9M
-3.9%
$9.3M
-3.8%
$9.7M
-13.1%
$11.1M
$374.2M$1.2B$631.8M
EBITDA
$87.3M
+3.4%
$84.4M
-10.8%
$94.7M
-8.9%
$103.9M
-1.5%
$105.5M
-$15.2B$6.8B$9.3B
EBITDA Margin
25.4%
+1.7pp
23.8%
-5.2pp
29.0%
-10.8pp
39.8%
-4.7pp
44.5%
5.6%46.3%42.0%
Operating Income
$87.3M
+15.6%
$75.5M
-11.5%
$85.3M
-9.4%
$94.2M
-0.2%
$94.4M
$12.3B$14.0B-$15.7B
Operating Margin
25.4%
+4.2pp
21.3%
-4.9pp
26.1%
-10.0pp
36.1%
-3.7pp
39.8%
16.6%24.1%22.0%
Interest Income
$313.7M
-3.4%
$324.7M
+9.4%
$296.8M
+30.8%
$227.0M
+14.2%
$198.7M
-$1.5B-$1.6B$405.0M
Interest Expense
$113.5M
-16.3%
$135.6M
+30.8%
$103.6M
+278.7%
$27.4M
+31.9%
$20.8M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$87.3M
+15.6%
$75.5M
-11.5%
$85.3M
-9.4%
$94.2M
-0.2%
$94.4M
$3.3B$4.9B$3.6B
Pre-Tax Margin
25.4%
+4.2pp
21.3%
-4.9pp
26.1%
-10.0pp
36.1%
-3.7pp
39.8%
20.8%18.7%26.2%
Income Tax Expense
$16.3M
+19.2%
$13.7M
-22.0%
$17.5M
-3.9%
$18.3M
-7.5%
$19.7M
$1.3B-$1.6B$745.2M
Net Income
$71.0M
+14.8%
$61.8M
-8.8%
$67.8M
-10.7%
$75.9M
+1.8%
$74.6M
$4.9B$4.8B$4.7B
Net Margin
20.7%
+3.3pp
17.4%
-3.3pp
20.7%
-8.3pp
29.1%
-2.4pp
31.5%
12.4%17.5%22.5%
EPS (Basic)
$6
+18.0%
$5
-6.5%
$6
-6.9%
$6
+10.4%
$6
$400.8M$703.2M$1.3B
EPS (Diluted)
$6
+17.7%
$5
-6.2%
$6
-6.8%
$6
+10.3%
$5
$766.2M$609.4M$452.6M
Weighted Avg Shares
$11.4M
-2.6%
$11.7M
-2.5%
$12.0M
-4.2%
$12.5M
-7.7%
$13.6M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$11.4M
-3.0%
$11.8M
-2.7%
$12.1M
-4.2%
$12.6M
-7.8%
$13.7M
$1.2B$924.4M$678.0M

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SEC Filings

Recent regulatory filings

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How much revenue does GSBC generate?

Great Southern Bancorp, Inc. (GSBC) reported $343.30M of revenue in fiscal 2025.

Is GSBC profitable?

Great Southern Bancorp, Inc. (GSBC) reported $70.97M of net income, with a net margin of 20.7%.

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