Horizon Bancorp, Inc.

Horizon Bancorp, Inc.

Financial Services

NASDAQ:HBNC · NASDAQ Global Select

Market Cap $1.01B Beta 0.83 P/E (TTM) -6.8
$19.75 +1.18%

+$0.23 today

52W Low $14.34High $19.75

Vol 0.65M · Avg 0.33M

EPS (TTM)-$2.91
Div Yield3.24%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

-21.9%

avg 5.9%

ROIC

-42.0%

avg -0.5%

ROA

-2.3%

avg 0.6%

Analysis

ROA is currently the strongest return metric at -2.3% versus its period average of 0.6%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Thomas Prame

Chief Executive Officer, President & Director$1.40M56$54,980.000.11%

John R. Stewart

Chief Financial Officer & Executive Vice President$867,970.0045$97,064.000.19%

Lynn Kerber

Executive Vice President & Chief Commercial Banking Officer$642,155.0057$27,368.000.05%

Kathie A. DeRuiter

Executive Vice President & Senior Operations Officer$577,127.0064$58,346.000.11%

Dennis J. Kuhn

Regional President for Southwest Michigan$418,097.0066$17,350.000.03%

Todd A. Etzler

Executive Vice President, Chief Legal and Risk Officer & Corporate Secretary$415,408.0059$28,069.000.05%

Pamela L. Zarazee

Senior Vice President & Director of Human Resources

Scott T. Kosik

Senior Vice President & Director of Digital Banking

John D. Hatfield

SVP & Director of Marketing$97,064.000.19%

Amy Phares

Assistant Vice President of Public Relations & Social Media Manager

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

7

$279,597.16

Sells

0

$0.00

Net Sentiment

+$279,597.16

Net buying

Most Active

WALKER BRIAN C

1 transactions

DateInsiderTypeSharesPriceValue
Apr 28, 2026

WALKER BRIAN C

Direct

Buy1.3K$18.36$23,978.16
Nov 24, 2025

MAGNESEN LARRY S

Direct

Buy4.0K$16.41$65,640.00
Aug 22, 2025

Samuels Michele Annette

Direct

Buy1.7K$14.50$24,998.00
Aug 22, 2025

Blackhurst Eric P.

Direct

Buy1.7K$14.50$24,998.00
Aug 22, 2025

Prame Thomas M

Direct

Buy1.0K$14.50$14,993.00
Aug 22, 2025

Ahern Kevin

Direct

Buy6.9K$14.50$99,992.00
Aug 22, 2025

Stewart John R

Direct

Buy1.7K$14.50$24,998.00

Analysis

Insiders reported 7 buys worth $279,597.16 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $279,597.16. WALKER BRIAN C was the most active insider with 1 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A-6.3%
+8.4% (12yr)4 analysts
RevenueN/AN/A+5.3%
+9.3% (12yr)3 analysts
Net IncomeN/AN/A+1.7%
+15.3% (12yr)3 analysts
EBITN/AN/A-0.2%
N/A3 analysts

Analysis

Recent growth has been strongest in Revenue at +5.3% over three years. Forward estimates point to Net Income at +15.3% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages HBNC?

Horizon Bancorp, Inc. (HBNC) lists 10 active executives. The top listed executive is Todd A. Etzler, Executive Vice President, Chief Legal and Risk Officer & Corporate Secretary.

Are HBNC insiders buying or selling?

Recent insider activity shows net selling of $283,780.48.

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