Isabella Bank Corporation
Financial ServicesNASDAQ:ISBA · NASDAQ Capital Market
-$1.19 today
Vol 0.05M · Avg 0.03M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
8.2%
avg 7.8%
ROIC
4.5%
avg 4.1%
ROA
0.9%
avg 0.8%
Analysis
ROE is currently the strongest return metric at 8.2% versus its period average of 7.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Jerome E. Schwind | President, Chief Executive Officer & Director | $653,415.00 | — | 59 | $37,629.03 | 0.51% |
Gerald J. Ritzert | Chief Financial Officer | $219,514.00 | — | 56 | $0.00 | <0.01% |
Peggy L. Wheeler | Chief Operations Officer | $179,101.00 | — | 66 | $8,871.18 | 0.12% |
Debra A. Campbell | Vice President & Corporate Secretary | — | — | — | — | — |
Jennifer L. Gill | Vice President & Controller | — | — | 43 | $819.94 | 0.01% |
Michael Prisby | Vice President & Treasurer | — | — | — | $12,202.17 | 0.17% |
Michael K. Huenemann | Chief Lending Officer | — | — | 52 | $12,202.17 | 0.17% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
19
$126,469.64
Sells
1
$93,148.80
Net Sentiment
+$33,320.84
Net buying
Most Active
Bourland Jill
9 transactions
1–10 of 20
Analysis
Insiders reported 19 buys worth $126,469.64 and 1 sells worth $93,148.80 over the last 12 months. That adds up to net buying of $33,320.84. Bourland Jill was the most active insider with 9 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +6.8% | +6.3% (12yr)1 analysts |
| Revenue | N/A | N/A | -3.6% | +4.3% (12yr)1 analysts |
| Net Income | N/A | N/A | +7.4% | +5.6% (12yr)1 analysts |
| EBIT | N/A | N/A | +8.1% | +2.8% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EBIT at +8.1% over three years. Forward estimates point to EPS at +6.3% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages ISBA?
Isabella Bank Corporation (ISBA) lists 7 active executives. The top listed executive is Jerome E. Schwind, President, Chief Executive Officer & Director.
Are ISBA insiders buying or selling?
Recent insider activity shows net buying of $653,336.34.
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