Jiayin Group Inc.

Jiayin Group Inc.

Communication Services

NASDAQ:JFIN · NASDAQ Global Market

Market Cap $204.46M Beta 0.82 P/E (TTM) 0.9
$4.05 +2.79%

+$0.11 today

52W Low $3.70High $19.00

Vol 0.03M · Avg 0.07M

EPS (TTM)$29.77
Div Yield19.75%
Internet Content & Information

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$29.28
Gross Margin79.1%
Net Margin23.2%
P/E Ratio3.3
P/S Ratio2.7

Analysis

$6.2B of revenue converted into $1.5B of net income for the selected period. Gross margin is 79.1% and net margin is 23.2%, showing how much revenue survives after costs and taxes. EPS is $29.28, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$865.6M
-85.1%
$5.8B
+6.1%
$5.5B
+67.1%
$3.3B
+83.7%
$1.8B
$809.6M$921.6M$731.2M
Cost of Revenue
$191.6M
-90.6%
$2.0B
+1.1%
$2.0B
+255.9%
$565.2M
+68.3%
$335.9M
$725.6M$804.0M$882.4M
Gross Profit
$673.9M
-82.1%
$3.8B
+9.0%
$3.5B
+27.7%
$2.7B
+87.3%
$1.4B
$8.9B$7.6B$6.2B
Gross Margin
77.9%
+12.9pp
64.9%
+1.7pp
63.2%
-19.5pp
82.7%
+1.6pp
81.1%
9.8%28.9%38.3%
Research & Development
$0
-100.0%
$372.4M
+25.7%
$296.3M
+36.7%
$216.7M
+50.8%
$143.7M
$983.2M$1.3B$490.4M
Selling, General & Admin
$2.7B
+27.9%
$2.1B
+21.7%
$1.8B
+37.5%
$1.3B
+54.7%
$824.4M
$620.6M$923.0M-$1.5B
Operating Expenses
$423.9M
-83.2%
$2.5B
+18.7%
$2.1B
+39.3%
$1.5B
+50.5%
$1.0B
$5.3B$7.0B$8.7B
Depreciation & Amortization
$9.9M
-44.8%
$17.9M
+88.9%
$9.5M
-5.0%
$10.0M
-36.4%
$15.7M
$374.2M$1.2B$631.8M
EBITDA
$270.5M
-78.6%
$1.3B
-5.7%
$1.3B
+12.6%
$1.2B
+166.3%
$447.6M
-$15.2B$6.8B$9.3B
EBITDA Margin
31.2%
+9.4pp
21.8%
-2.7pp
24.5%
-11.9pp
36.4%
+11.3pp
25.1%
5.6%46.3%42.0%
Operating Income
$250.0M
-80.0%
$1.2B
-6.3%
$1.3B
+12.7%
$1.2B
+173.6%
$432.0M
$12.3B$14.0B-$15.7B
Operating Margin
28.9%
+7.4pp
21.5%
-2.9pp
24.4%
-11.8pp
36.1%
+11.9pp
24.3%
16.6%24.1%22.0%
Interest Income
$1.2M
-93.2%
$18.3M
+41.8%
$12.9M
+4489.0%
$281.0K
+262.2%
-$173.2K
-$1.5B-$1.6B$405.0M
Interest Expense
$0
$0
$0
$0
$0
$1.1B$1.0B$1.2B
Other Income / Expenses
$10.6M
-77.7%
$47.4M
-77.7%
$212.7M
+38.5%
$153.6M
-4.9%
$161.5M
-$1.5B$1.4B$1.2B
Income Before Tax
$260.6M
-79.9%
$1.3B
-16.2%
$1.5B
+15.7%
$1.3B
+125.0%
$593.5M
$3.3B$4.9B$3.6B
Pre-Tax Margin
30.1%
+7.8pp
22.3%
-5.9pp
28.3%
-12.6pp
40.8%
+7.5pp
33.3%
20.8%18.7%26.2%
Income Tax Expense
$47.0M
-80.3%
$238.9M
-3.5%
$247.6M
+59.3%
$155.4M
+23.6%
$125.7M
$1.3B-$1.6B$745.2M
Net Income
$213.6M
-79.8%
$1.1B
-18.6%
$1.3B
+10.0%
$1.2B
+149.9%
$472.1M
$4.9B$4.8B$4.7B
Net Margin
24.7%
+6.5pp
18.2%
-5.5pp
23.7%
-12.3pp
36.1%
+9.5pp
26.5%
12.4%17.5%22.5%
EPS (Basic)
$4
-79.1%
$20
-18.0%
$24
+10.6%
$22
+150.2%
$9
$400.8M$703.2M$1.3B
EPS (Diluted)
$4
-79.1%
$20
-18.0%
$24
+10.6%
$22
+151.4%
$9
$766.2M$609.4M$452.6M
Weighted Avg Shares
$51.4M
-3.2%
$53.1M
-0.7%
$53.5M
-0.5%
$53.8M
-0.6%
$54.1M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$51.4M
-3.2%
$53.1M
-0.7%
$53.5M
-0.6%
$53.8M
-0.4%
$54.0M
$1.2B$924.4M$678.0M

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SEC Filings

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How much revenue does JFIN generate?

Jiayin Group Inc. (JFIN) reported $865.58M of revenue in fiscal 2025.

Is JFIN profitable?

Jiayin Group Inc. (JFIN) reported $213.64M of net income, with a net margin of 24.7%.

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