Mid Penn Bancorp, Inc.
Financial ServicesNASDAQ:MPB · NASDAQ Global Market
+$0.34 today
Vol 0.14M · Avg 0.16M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Earnings Waterfall
Revenue to Net Income
Key Ratios
Analysis
$349.6M of revenue converted into $51.2M of net income for the selected period. Gross margin is 63.3% and net margin is 14.3%, showing how much revenue survives after costs and taxes. EPS is $2.37, tying the income statement back to per-share earnings.
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $326.9M +6.6% | $306.7M +20.6% | $254.4M +35.9% | $187.3M +30.2% | $143.8M | $809.6M | $921.6M | $731.2M |
| Cost of Revenue | $126.0M -4.6% | $132.1M +42.5% | $92.7M +319.9% | $22.1M +24.7% | $17.7M | $725.6M | $804.0M | $882.4M |
| Gross Profit | $201.0M +15.1% | $174.7M +8.0% | $161.7M -2.1% | $165.2M +31.0% | $126.1M | $8.9B | $7.6B | $6.2B |
| Gross Margin | 61.5% +4.5pp | 56.9% -6.6pp | 63.6% -24.6pp | 88.2% +0.5pp | 87.7% | 9.8% | 28.9% | 38.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $983.2M | $1.3B | $490.4M |
| Selling, General & Admin | $93.0M +36.2% | $68.3M +8.6% | $62.8M +16.0% | $54.2M +24.3% | $43.6M | $620.6M | $923.0M | -$1.5B |
| Operating Expenses | $128.6M +12.2% | $114.6M -2.1% | $117.0M +19.6% | $97.8M +8.6% | $90.1M | $5.3B | $7.0B | $8.7B |
| Depreciation & Amortization | $5.0M -26.3% | $6.8M -0.5% | $6.9M +5.9% | $6.5M +38.5% | $4.7M | $374.2M | $1.2B | $631.8M |
| EBITDA | $77.4M +15.8% | $66.9M +29.7% | $51.6M -30.2% | $73.8M +81.3% | $40.7M | -$15.2B | $6.8B | $9.3B |
| EBITDA Margin | 23.7% +1.9pp | 21.8% +1.5pp | 20.3% -19.2pp | 39.4% +11.1pp | 28.3% | 5.6% | 46.3% | 42.0% |
| Operating Income | $72.4M +20.6% | $60.0M +34.3% | $44.7M -33.6% | $67.3M +86.8% | $36.1M | $12.3B | $14.0B | -$15.7B |
| Operating Margin | 22.1% +2.6pp | 19.6% +2.0pp | 17.6% -18.4pp | 36.0% +10.9pp | 25.1% | 16.6% | 24.1% | 22.0% |
| Interest Income | $323.8M +13.0% | $286.6M +21.3% | $236.3M +42.7% | $165.6M +34.3% | $123.3M | -$1.5B | -$1.6B | $405.0M |
| Interest Expense | $124.7M -4.0% | $129.9M +45.4% | $89.4M +403.0% | $17.8M +20.4% | $14.8M | $1.1B | $1.0B | $1.2B |
| Other Income / Expenses | $0 | $0 | $0 | $0 | $0 | -$1.5B | $1.4B | $1.2B |
| Income Before Tax | $72.4M +20.6% | $60.0M +34.3% | $44.7M -33.6% | $67.3M +86.8% | $36.1M | $3.3B | $4.9B | $3.6B |
| Pre-Tax Margin | 22.1% +2.6pp | 19.6% +2.0pp | 17.6% -18.4pp | 36.0% +10.9pp | 25.1% | 20.8% | 18.7% | 26.2% |
| Income Tax Expense | $16.1M +52.2% | $10.6M +45.2% | $7.3M -41.8% | $12.5M +86.3% | $6.7M | $1.3B | -$1.6B | $745.2M |
| Net Income | $56.2M +13.8% | $49.4M +32.2% | $37.4M -31.8% | $54.8M +86.9% | $29.3M | $4.9B | $4.8B | $4.7B |
| Net Margin | 17.2% +1.1pp | 16.1% +1.4pp | 14.7% -14.6pp | 29.3% +8.9pp | 20.4% | 12.4% | 17.5% | 22.5% |
| EPS (Basic) | $3 -10.7% | $3 +26.6% | $2 -33.4% | $3 +26.9% | $3 | $400.8M | $703.2M | $1.3B |
| EPS (Diluted) | $3 -13.1% | $3 +26.6% | $2 -33.4% | $3 +26.9% | $3 | $766.2M | $609.4M | $452.6M |
| Weighted Avg Shares | $23.2M +36.0% | $17.0M +4.3% | $16.3M +2.6% | $15.9M +47.3% | $10.8M | $757.8M | $925.8M | $1.1B |
| Weighted Avg Shares (Diluted) | $23.2M +35.6% | $17.1M +4.4% | $16.4M +2.6% | $15.9M +47.3% | $10.8M | $1.2B | $924.4M | $678.0M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Metropolitan Bank Holding Corp.
NYSE:MCB
$1.01B
MetroCity Bankshares, Inc.
NASDAQ:MCBS
$983.04M
Camden National Corporation
NASDAQ:CAC
$891.07M
NB Bancorp, Inc. Common Stock
NASDAQ:NBBK
$855.78M
First Community Bankshares, Inc.
NASDAQ:FCBC
$831.74M
Heritage Commerce Corp
HTBK
$828.43M
Great Southern Bancorp, Inc.
NASDAQ:GSBC
$826.36M
Capital City Bank Group, Inc.
NASDAQ:CCBG
$805.82M
HomeTrust Bancshares, Inc.
NYSE:HTB
$805.48M
Orrstown Financial Services, Inc.
NASDAQ:ORRF
$784.73M
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does MPB generate?
Mid Penn Bancorp, Inc. (MPB) reported $326.93M of revenue in fiscal 2025.
Is MPB profitable?
Mid Penn Bancorp, Inc. (MPB) reported $56.25M of net income, with a net margin of 17.2%.
Explore More
Continue the stock analysis
Jump to another research area for this company.