Northeast Community Bancorp, Inc.

Northeast Community Bancorp, Inc.

Financial Services

NASDAQ:NECB · NASDAQ Capital Market

Market Cap $359.41M Beta 0.36 P/E (TTM) 7.8
$25.98 +1.33%

+$0.34 today

52W Low $19.27High $26.10

Vol 0.04M · Avg 0.04M

EPS (TTM)$3.32
Div Yield3.85%
Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$3.22
Gross Margin66.9%
Net Margin28.5%
P/E Ratio6.9
P/S Ratio7.8

Analysis

$153.6M of revenue converted into $43.8M of net income for the selected period. Gross margin is 66.9% and net margin is 28.5%, showing how much revenue survives after costs and taxes. EPS is $3.22, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$157.4M
-1.6%
$159.8M
+19.6%
$133.7M
+81.7%
$73.6M
+45.0%
$50.8M
$809.6M$921.6M$731.2M
Cost of Revenue
$53.3M
-8.1%
$58.0M
+59.8%
$36.3M
+323.4%
$8.6M
-1.7%
$8.7M
$725.6M$804.0M$882.4M
Gross Profit
$104.1M
+2.2%
$101.9M
+4.6%
$97.4M
+49.9%
$65.0M
+54.7%
$42.0M
$8.9B$7.6B$6.2B
Gross Margin
66.1%
+2.4pp
63.7%
-9.1pp
72.9%
-15.5pp
88.4%
+5.5pp
82.8%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$28.5M
+22.5%
$23.3M
+11.2%
$20.9M
+21.3%
$17.2M
-3.7%
$17.9M
$620.6M$923.0M-$1.5B
Operating Expenses
$41.8M
+15.8%
$36.1M
+10.5%
$32.7M
+6.9%
$30.6M
+15.6%
$26.5M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$1.2M
-1.0%
$1.2M
-2.7%
$1.2M
-2.2%
$1.2M
+11.5%
$1.1M
$374.2M$1.2B$631.8M
EBITDA
$63.4M
-5.3%
$67.0M
+1.5%
$66.0M
+84.9%
$35.7M
+113.7%
$16.7M
-$15.2B$6.8B$9.3B
EBITDA Margin
40.3%
-1.6pp
41.9%
-7.4pp
49.3%
+0.9pp
48.5%
+15.6pp
32.9%
5.6%46.3%42.0%
Operating Income
$62.3M
-5.3%
$65.8M
+1.6%
$64.7M
+88.0%
$34.4M
+121.1%
$15.6M
$12.3B$14.0B-$15.7B
Operating Margin
39.6%
-1.6pp
41.1%
-7.3pp
48.4%
+1.6pp
46.8%
+16.1pp
30.7%
16.6%24.1%22.0%
Interest Income
$154.1M
-3.7%
$160.0M
+20.8%
$132.5M
+84.0%
$72.0M
+48.8%
$48.4M
-$1.5B-$1.6B$405.0M
Interest Expense
$53.4M
-6.7%
$57.2M
+62.1%
$35.3M
+334.3%
$8.1M
+59.3%
$5.1M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$62.3M
-5.3%
$65.8M
+1.6%
$64.7M
+88.0%
$34.4M
+121.1%
$15.6M
$3.3B$4.9B$3.6B
Pre-Tax Margin
39.6%
-1.6pp
41.1%
-7.3pp
48.4%
+1.6pp
46.8%
+16.1pp
30.7%
20.8%18.7%26.2%
Income Tax Expense
$17.8M
-4.6%
$18.7M
+1.3%
$18.5M
+92.6%
$9.6M
+161.3%
$3.7M
$1.3B-$1.6B$745.2M
Net Income
$44.4M
-5.7%
$47.1M
+1.7%
$46.3M
+86.3%
$24.8M
+108.7%
$11.9M
$4.9B$4.8B$4.7B
Net Margin
28.2%
-1.2pp
29.4%
-5.2pp
34.6%
+0.9pp
33.8%
+10.3pp
23.5%
12.4%17.5%22.5%
EPS (Basic)
$3
-6.4%
$4
+7.8%
$3
+106.2%
$2
+114.7%
$1
$400.8M$703.2M$1.3B
EPS (Diluted)
$3
-7.7%
$4
+6.0%
$3
+110.1%
$2
+110.7%
$1
$766.2M$609.4M$452.6M
Weighted Avg Shares
$13.3M
+1.0%
$13.1M
-5.7%
$13.9M
-9.7%
$15.4M
-2.7%
$15.9M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$13.7M
+2.2%
$13.4M
-4.1%
$13.9M
-11.4%
$15.7M
-0.8%
$15.9M
$1.2B$924.4M$678.0M

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SEC Filings

Recent regulatory filings

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How much revenue does NECB generate?

Northeast Community Bancorp, Inc. (NECB) reported $157.37M of revenue in fiscal 2025.

Is NECB profitable?

Northeast Community Bancorp, Inc. (NECB) reported $44.41M of net income, with a net margin of 28.2%.

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