TFS Financial Corporation
Financial ServicesNASDAQ:TFSL · NASDAQ Global Select
+$0.12 today
Vol 0.75M · Avg 0.82M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
4.8%
avg 4.6%
ROIC
1.3%
avg 1.4%
ROA
0.5%
avg 0.6%
Analysis
ROE is currently the strongest return metric at 4.8% versus its period average of 4.6%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Marc A. Stefanski | Chairman, President & Chief Executive Officer | $3.84M | — | 72 | $70,497.00 | 0.03% |
Meredith S. Weil | CFO, Corporate Secretary & Treasurer | $1.33M | — | 59 | $42,796.00 | 0.02% |
Cathy W. Zbanek | Vice President & Chief Synergy Officer of Third Federal Savings and Loan Association of Cleveland | $1.10M | — | 53 | $67,500.00 | 0.02% |
Andrew James Rubino | VP & COO | $866,376.00 | — | 50 | $0.00 | <0.01% |
Bradley T. Stefanski | VP & Chief Strategy Officer of Third Federal Savings and Loan | $794,576.00 | — | 37 | $70,497.00 | 0.03% |
Timothy W. Mulhern | Vice President & Chief Innovation Officer of Third Federal Savings and Loan Association of Cleveland | $753,693.00 | — | 59 | $0.00 | <0.01% |
Gavin Stefanski | Chief Experience Officer of Third Federal Savings and Loan | — | — | 37 | $70,497.00 | 0.03% |
Michael J. Carfagna | Chief Information Officer of Third Federal Savings & Loan Association of Cleveland | — | — | 44 | $6,200.00 | <0.01% |
Susanne Noel Miller | Chief Accounting Officer | — | — | 60 | $30,357.00 | 0.01% |
Deborah Hand | Chief Risk Officer | — | — | 51 | $0.00 | <0.01% |
Sandra Long | Chief Consumer Banking Officer of Third Federal Savings and Loan Association of Cleveland | — | — | 56 | $25,076.00 | <0.01% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
6
$1.12M
Sells
22
$2.95M
Net Sentiment
$1.84M
Net selling
Most Active
WEIL MEREDITH S
7 transactions
1–10 of 28
Analysis
Insiders reported 6 buys worth $1.12M and 22 sells worth $2.95M over the last 12 months. That adds up to net selling of $1.84M. WEIL MEREDITH S was the most active insider with 7 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +84.2% | +3.3% (12yr)1 analysts |
| Revenue | N/A | N/A | -2.7% | -0.8% (12yr)1 analysts |
| Net Income | N/A | N/A | +84.9% | +3.0% (12yr)1 analysts |
| EBIT | N/A | N/A | +100.3% | -4.4% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EBIT at +100.3% over three years. Forward estimates point to EPS at +3.3% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
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Inter & Co, Inc.
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The Bancorp, Inc.
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Who manages TFSL?
TFS Financial Corporation (TFSL) lists 11 active executives. The top listed executive is Bradley T. Stefanski, VP & Chief Strategy Officer of Third Federal Savings and Loan.
Are TFSL insiders buying or selling?
Recent insider activity shows net selling of $11.26M.
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