First Financial Corporation
Financial ServicesNASDAQ:THFF · NASDAQ Global Select
+$0.97 today
Vol 0.13M · Avg 0.08M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
12.2%
avg 9.8%
ROIC
6.6%
avg 7.1%
ROA
1.4%
avg 1.2%
Analysis
ROE is currently the strongest return metric at 12.2% versus its period average of 9.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Norman D. Lowery | President, Chief Executive Officer & Director | $1.26M | — | 58 | $47,373.00 | 0.40% |
Rodger A. McHargue | Senior Vice President, Secretary, Treasurer & Chief Financial Officer | $579,530.00 | — | 64 | $35,954.00 | 0.30% |
Mark A. Franklin | Senior Vice President & Chief Lending Officer | $479,225.00 | — | 47 | $7,514.00 | 0.06% |
Stephen Panagouleas | Senior Vice President & Chief Credit Officer | $469,922.00 | — | 53 | $6,233.00 | 0.05% |
Norman L. Lowery | Executive Chairman | $152,908.00 | — | 80 | $47,373.00 | 0.40% |
Terry Tevlin | Vice President of Marketing | — | — | 72 | — | — |
Bob Renock | Chief Marketing Officer | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
2
$121,600.19
Sells
1
$142,701.40
Net Sentiment
$21,101.21
Net selling
Most Active
Franklin Mark Allen
1 transactions
Analysis
Insiders reported 2 buys worth $121,600.19 and 1 sells worth $142,701.40 over the last 12 months. That adds up to net selling of $21,101.21. Franklin Mark Allen was the most active insider with 1 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -1.8% | +10.2% (12yr)1 analysts |
| Revenue | N/A | N/A | -3.0% | +6.2% (12yr)1 analysts |
| Net Income | N/A | N/A | -2.7% | +9.5% (12yr)1 analysts |
| EBIT | N/A | N/A | -4.5% | +6.8% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EPS at -1.8% over three years. Forward estimates point to EPS at +10.2% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
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Who manages THFF?
First Financial Corporation (THFF) lists 7 active executives. The top listed executive is Norman D. Lowery, President, Chief Executive Officer & Director.
Are THFF insiders buying or selling?
Recent insider activity shows net selling of $1.00M.
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