USCB Financial Holdings, Inc.
Financial ServicesNASDAQ:USCB · NASDAQ Global Market
+$0.05 today
Vol 0.03M · Avg 0.05M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
12.3%
avg 9.5%
ROIC
10.5%
avg 6.2%
ROA
0.9%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 12.3% versus its period average of 9.5%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Luis F. de la Aguilera | President, Chief Executive Officer & Chairman | $1.16M | — | 66 | $242,945.00 | 1.33% |
Robert Anderson | Executive Vice President & Chief Financial Officer | $636,731.00 | — | 60 | $122,699.00 | 0.67% |
Nicholas G. Bustle | Executive Vice President & Chief Corporate Lending Officer | $512,527.00 | — | 63 | $46,919.00 | 0.26% |
William Turner | Executive Vice President & Chief Credit Officer | $465,100.00 | — | 68 | $10,692.00 | 0.06% |
Martha Guerra-Kattou | Executive Vice President and Director of Sales & Marketing | — | — | 57 | $40,638.00 | 0.22% |
Andres L. Collazo | Executive Vice President and Director of Operations & Information Technology Systems | — | — | 62 | $31,521.00 | 0.17% |
Oscar Gomez | Executive Vice President & Head of Global Banking Division | — | — | 71 | $33,168.00 | 0.18% |
Roberto Diaz | Senior Vice President, Controller & Chief Accounting Officer | — | — | — | — | — |
Maricarmen Logrono | Executive Vice President, Chief Risk Officer & Corporate Secretary | — | — | 47 | $15,892.00 | 0.09% |
Jessica Goldberg | Senior Vice President & Human Resources Director | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
24
$8.26M
Net Sentiment
$8.26M
Net selling
Most Active
DE LA AGUILERA LUIS
12 transactions
1–10 of 24
Analysis
Insiders reported 0 buys worth $0.00 and 24 sells worth $8.26M over the last 12 months. That adds up to net selling of $8.26M. DE LA AGUILERA LUIS was the most active insider with 12 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +27.0% | +27.2% (4yr)4 analysts |
| Revenue | N/A | N/A | +22.7% | +2.2% (4yr)3 analysts |
| Net Income | N/A | N/A | +15.2% | +25.2% (4yr)3 analysts |
| EBIT | N/A | N/A | +17.6% | +12.1% (4yr)3 analysts |
Analysis
Recent growth has been strongest in EPS at +27.0% over three years. Forward estimates point to EPS at +27.2% (4yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages USCB?
USCB Financial Holdings, Inc. (USCB) lists 10 active executives. The top listed executive is Luis F. de la Aguilera, President, Chief Executive Officer & Chairman.
Are USCB insiders buying or selling?
Recent insider activity shows net selling of $50.23M.
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