World Acceptance Corporation
Financial ServicesNASDAQ:WRLD · NASDAQ Global Select
+$1.48 today
Vol 0.17M · Avg 0.16M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
9.9%
avg 13.8%
ROIC
7.2%
avg 7.5%
ROA
3.3%
avg 6.2%
Analysis
ROE is currently the strongest return metric at 9.9% versus its period average of 13.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Janet Lewis Matricciani | Interim CEO & Interim President | $3.24M | — | 58 | $328.00 | <0.01% |
Ravin Chad Prashad | President, Chief Executive Officer & Director | $917,467.00 | — | 44 | $53,779.00 | 1.16% |
John L. Calmes Jr. | Executive Vice President, Chief Financial & Strategy Officer and Treasurer | $556,159.00 | — | 46 | $50,334.00 | 1.08% |
Luke J. Umstetter | Senior Vice President, General Counsel, Chief Compliance Officer & Secretary | $405,080.00 | — | 46 | $29,245.00 | 0.63% |
Alice Lindsay Caulder | Senior Vice President of Human Resources | $371,553.00 | — | 50 | $15,291.00 | 0.33% |
Scott McIntyre | Senior Vice President of Accounting | $369,065.00 | — | 49 | $15,960.00 | 0.34% |
Jason E. Childers | Senior Vice President of Information Technology Strategic Solutions | $362,608.00 | — | 51 | $14,799.00 | 0.32% |
Rodney D. Ernest | Senior Vice President of Operations | $299,401.00 | — | — | — | — |
Jackie C. Willyard | Senior Vice President of Operations | $299,401.00 | — | 63 | $0.00 | <0.01% |
Jeff L. Tinney | Senior Vice President of Operations | $299,401.00 | — | 63 | $34,971.00 | 0.75% |
Tobin J. Turner | Executive VP, COO & Principal Executive Officer | — | — | 51 | $16,255.00 | 0.35% |
Victoria G. Hammond | Senior Vice President of Marketing | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
25
$65.29M
Net Sentiment
$65.29M
Net selling
Most Active
Prashad R Chad
6 transactions
1–10 of 25
Analysis
Insiders reported 0 buys worth $0.00 and 25 sells worth $65.29M over the last 12 months. That adds up to net selling of $65.29M. Prashad R Chad was the most active insider with 6 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +8.4% | +2.9% (12yr)1 analysts |
| Revenue | N/A | N/A | -0.4% | +1.5% (12yr)1 analysts |
| Net Income | N/A | N/A | -5.7% | -1.7% (12yr)1 analysts |
| EBIT | N/A | N/A | -6.1% | +2.8% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EPS at +8.4% over three years. Forward estimates point to EPS at +2.9% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
Atlanticus Holdings Corporation
NASDAQ:ATLC
$1.40B
Horizon Bancorp, Inc.
NASDAQ:HBNC
$1.01B
CNB Financial Corporation
NASDAQ:CCNE
$971.83M
TrustCo Bank Corp NY
NASDAQ:TRST
$965.48M
Business First Bancshares, Inc.
NASDAQ:BFST
$955.50M
Mercantile Bank Corporation
NASDAQ:MBWM
$953.55M
HomeTrust Bancshares, Inc.
NYSE:HTB
$805.48M
Velocity Financial, Inc.
NYSE:VEL
$689.32M
Qudian Inc.
QD
$528.40M
LexinFintech Holdings Ltd.
NASDAQ:LX
$357.57M
Who manages WRLD?
World Acceptance Corporation (WRLD) lists 12 active executives. The top listed executive is Jason E. Childers, Senior Vice President of Information Technology Strategic Solutions.
Are WRLD insiders buying or selling?
Recent insider activity shows net selling of $120.47M.
Explore More
Continue the stock analysis
Jump to another research area for this company.