First BanCorp.

First BanCorp.

Financial Services

NYSE:FBP · New York Stock Exchange

Market Cap $3.94B Beta 0.83 P/E (TTM) 11.1
$25.50 +2.00%

+$0.50 today

52W Low $19.16High $25.56

Vol 0.90M · Avg 1.47M

EPS (TTM)$2.30
Div Yield2.98%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

17.5%

avg 11.3%

ROIC

1.8%

avg 6.5%

ROA

1.8%

avg 1.2%

Analysis

ROE is currently the strongest return metric at 17.5% versus its period average of 11.3%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Aurelio Alemán-Bermudez

President, Chief Executive Officer & Director$2.85M67$1.13M0.73%

Orlando Berges-González

Executive Vice President & Chief Financial Officer$1.03M68$323,539.000.21%

Nayda Rivera-Batista

Executive VP, Corporate Chief of Staff & Chief Consumer Officer$969,591.0053$250,398.000.16%

Juan Carlos Pavia

Executive Vice President & Chief Operating Officer$871,085.0046$98,870.000.06%

Thomas Michael McDonald

Executive Vice President & Business Group Director$769,105.0064$76,170.000.05%

Lilian Diaz-Bento

Executive Vice President & Business Group Director$769,105.0059$56,375.000.04%

Sara Alvarez-Cabrero

Executive Vice President, General Counsel & Secretary of the Board51$84,573.000.05%

Carmen Pagan

Senior Vice President, Compliance Director & Senior VP of Division Director

Ramon Rodriguez

Senior Vice President of Corporate Strategy / Investor Relations

Said Ortiz

Senior Vice President, Chief Accounting Officer, Controller & Senior VP of Division Director$48,202.490.03%

Ginoris Lopez-Lay

Executive Vice President & Strategic Management Director58$221,389.000.14%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

6

$3.23M

Net Sentiment

$3.23M

Net selling

Most Active

Diaz-Bento Lilian

1 transactions

DateInsiderTypeSharesPriceValue
Jun 5, 2026

Diaz-Bento Lilian

Direct

Sell8.0K$24.33$194,676.80
Feb 11, 2026

HERENCIA ROBERTO R

Direct

Sell4.7K$22.63$106,895.66
Jan 28, 2026

McDonald Michael

Direct

Sell34.1K$22.11$754,437.42
Aug 22, 2025

ALEMAN AURELIO

Direct

Sell50.0K$22.30$1,114,925.00
Aug 19, 2025

RIVERA NAYDA

Direct

Sell10.0K$21.43$214,340.00
Aug 12, 2025

Kafka Donald

Direct

Sell40.0K$20.99$839,744.00

Analysis

Insiders reported 0 buys worth $0.00 and 6 sells worth $3.23M over the last 12 months. That adds up to net selling of $3.23M. Diaz-Bento Lilian was the most active insider with 1 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A-10.6%
+28.7% (13yr)1 analysts
RevenueN/AN/A-0.8%
+4.9% (13yr)1 analysts
Net IncomeN/AN/A-10.6%
+25.9% (13yr)1 analysts
EBITN/AN/A-8.1%
+23.8% (13yr)1 analysts

Analysis

Recent growth has been strongest in Revenue at -0.8% over three years. Forward estimates point to EPS at +28.7% (13yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages FBP?

First BanCorp. (FBP) lists 11 active executives. The top listed executive is Sara Alvarez-Cabrero, Executive Vice President, General Counsel & Secretary of the Board.

Are FBP insiders buying or selling?

Recent insider activity shows net selling of $8.09M.

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