OFG Bancorp
Financial ServicesNYSE:OFG · New York Stock Exchange
+$0.68 today
Vol 0.20M · Avg 0.30M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
14.8%
avg 9.8%
ROIC
11.8%
avg 7.6%
ROA
1.6%
avg 1.1%
Analysis
ROE is currently the strongest return metric at 14.8% versus its period average of 9.8%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
José Rafael Fernández | President, Chief Executive Officer & Chairman | $2.30M | — | 62 | $1,500.00 | <0.01% |
Maritza Arizmendi Diaz | Chief Financial Officer | $931,622.00 | — | 58 | $8,101.00 | 0.02% |
Mari Evelyn Rodriguez | Chief Retail Banking Officer | $665,173.00 | — | 55 | $13,772.00 | 0.03% |
Ada Garcia Castello | Managing Director of Customer Intelligence & Operations | $618,893.00 | — | 62 | $1,550.00 | <0.01% |
Cesar A. Ortiz-Marcano | Chief Risk Officer | $610,087.00 | — | 51 | $4,182.00 | <0.01% |
Ramón A. Rosado-Linera | Senior Vice President & Director of the U.S. Loan Program | $353,419.00 | — | 62 | — | — |
Félix Silva | Senior Vice President of Retail Operations & Collections | — | — | — | — | — |
Lumarie Vega | Managing Director of Marketing & Public Relations | — | — | — | — | — |
Milagros Pérez | Executive Vice President of Auto | — | — | — | — | — |
Gary Fishman | IR Contact | — | — | — | — | — |
Hugh Gonzalez-Robison | General Counsel, Chief Compliance Officer & Secretary | — | — | 46 | $4,067.00 | <0.01% |
Jennifer Zapata Nazario | Managing Director of Human Resources | — | — | — | — | — |
Krisen Aguirre Torres | Vice President Financial Reporting & Accounting Control | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
1
$64,780.10
Sells
5
$2.56M
Net Sentiment
$2.50M
Net selling
Most Active
FERNANDEZ JOSE RAFAEL
2 transactions
Analysis
Insiders reported 1 buys worth $64,780.10 and 5 sells worth $2.56M over the last 12 months. That adds up to net selling of $2.50M. FERNANDEZ JOSE RAFAEL was the most active insider with 2 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | N/A | N/A1 analysts |
| Revenue | N/A | N/A | +8.4% | +5.4% (13yr)1 analysts |
| Net Income | N/A | N/A | N/A | N/A1 analysts |
| EBIT | N/A | N/A | N/A | N/A1 analysts |
Analysis
Recent growth has been strongest in Revenue at +8.4% over three years. Forward estimates point to Revenue at +5.4% (13yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
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Who manages OFG?
OFG Bancorp (OFG) lists 13 active executives. The top listed executive is Ramón A. Rosado-Linera, Senior Vice President & Director of the U.S. Loan Program.
Are OFG insiders buying or selling?
Recent insider activity shows net selling of $12.85M.
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