Stellar Bancorp, Inc.
Financial ServicesNYSE:STEL · New York Stock Exchange
+$0.47 today
Vol 0.36M · Avg 0.30M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.2%
avg 7.6%
ROIC
1.0%
avg 6.2%
ROA
1.0%
avg 1.1%
Analysis
ROE is currently the strongest return metric at 6.2% versus its period average of 7.6%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Robert R. Franklin Jr. | Chief Executive Officer & Director | $1.74M | — | 71 | $418,843.00 | 0.82% |
Ramon A. Vitulli | President | $1.03M | — | 58 | $119,680.00 | 0.24% |
Steven F. Retzloff | Executive Chairman | $985,304.00 | — | 70 | $136,446.00 | 0.27% |
Paul Egge | Senior EVP & CFO | $888,833.00 | — | 48 | $68,594.00 | 0.13% |
Travis L. Jaggers | President of Stellar Bank | $876,832.00 | — | 77 | $12,845.00 | 0.03% |
Justin Long | Senior EVice President, General Counsel & Corporate Secretary | $705,597.00 | — | 51 | $53,315.00 | 0.10% |
Okan I. Akin | Senior Executive VP & Chief Risk Officer | $663,213.00 | — | 55 | $85,951.00 | 0.17% |
Joe F. West | Senior EVP & Chief Credit Officer | — | — | 71 | $136,446.00 | 0.27% |
Courtney Theriot | Executive Vice President & Chief Accounting Officer | — | — | — | — | — |
Jason D. Sirkel | Chief Banking Officer | — | — | 55 | $35,535.00 | 0.07% |
Insider Trading
SEC Form 4 transactions — last 12 months
No insider transactions in the last 12 months.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +18.3% | +2.2% (8yr)3 analysts |
| Revenue | N/A | N/A | +11.3% | +13.4% (8yr)3 analysts |
| Net Income | N/A | N/A | +22.9% | +11.9% (8yr)3 analysts |
| EBIT | N/A | N/A | +16.5% | +8.5% (8yr)3 analysts |
Analysis
Recent growth has been strongest in Net Income at +22.9% over three years. Forward estimates point to Revenue at +13.4% (8yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages STEL?
Stellar Bancorp, Inc. (STEL) lists 10 active executives. The top listed executive is Joe F. West, Senior EVP & Chief Credit Officer.
Are STEL insiders buying or selling?
Recent insider activity shows net selling of $103,142.33.
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