United Community Banks, Inc.
Financial ServicesNYSE:UCB · New York Stock Exchange
+$0.36 today
Vol 0.72M · Avg 0.96M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
9.0%
avg 8.8%
ROIC
7.8%
avg 6.8%
ROA
1.2%
avg 1.0%
Analysis
ROE is currently the strongest return metric at 9.0% versus its period average of 8.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Herbert Lynn Harton | President, Chairman & CEO | $3.42M | — | 64 | $84,123.00 | 0.07% |
Richard William Bradshaw | President & Chief Banking Officer | $1.79M | — | 64 | $84,497.00 | 0.07% |
Jefferson Lee Harralson | Executive Vice President & Chief Financial Officer | $1.30M | — | 60 | $66,131.00 | 0.06% |
Melinda Davis Lux | Chief Administrative Officer, General Counsel & Corporate Secretary | $1.27M | — | 53 | $8,120.00 | <0.01% |
Robert A. Edwards | Executive Vice President & Chief Risk Officer | $1.00M | — | 61 | $61,775.00 | 0.05% |
Carol A. Chastain | Chief Compliance Officer | — | — | — | $61,775.00 | 0.05% |
Holly Berry | Chief Human Resources Officer | — | — | 51 | $11,598.00 | <0.01% |
Mark Aaron Terry | Chief Information Officer | — | — | 59 | $27,356.00 | 0.02% |
Abraham A. Cox | Chief Consumer and Small Business Banking Officer | — | — | 49 | $18,820.00 | 0.02% |
Alan H. Kumler | Chief Accounting Officer, Senior Vice President & Controller | — | — | — | $21,094.00 | 0.02% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
8
$1.49M
Net Sentiment
$1.49M
Net selling
Most Active
BRADSHAW RICHARD
6 transactions
Analysis
Insiders reported 0 buys worth $0.00 and 8 sells worth $1.49M over the last 12 months. That adds up to net selling of $1.49M. BRADSHAW RICHARD was the most active insider with 6 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +35.3% | +9.7% (12yr)5 analysts |
| Revenue | N/A | N/A | +2.9% | +11.0% (12yr)3 analysts |
| Net Income | N/A | N/A | +28.3% | +15.5% (12yr)3 analysts |
| EBIT | N/A | N/A | +48.8% | +10.4% (12yr)3 analysts |
Analysis
Recent growth has been strongest in EBIT at +48.8% over three years. Forward estimates point to Net Income at +15.5% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages UCB?
United Community Banks, Inc. (UCB) lists 10 active executives. The top listed executive is Melinda Davis Lux, Chief Administrative Officer, General Counsel & Corporate Secretary.
Are UCB insiders buying or selling?
Recent insider activity shows net selling of $5.26M.
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