Universal Insurance Holdings, Inc.

Universal Insurance Holdings, Inc.

Financial Services

NYSE:UVE · New York Stock Exchange

Market Cap $1.06B Beta 0.75 P/E (TTM) 5.4
$37.95 -0.34%

-$0.13 today

52W Low $21.96High $41.96

Vol 0.08M · Avg 0.20M

EPS (TTM)$7.03
Div Yield2.03%
Insurance - Property & Casualty

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

33.2%

avg 17.3%

ROIC

26.4%

avg 14.0%

ROA

6.4%

avg 4.5%

Analysis

ROE is currently the strongest return metric at 33.2% versus its period average of 17.3%. 3 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Sean Patrick Downes

Executive Chairman$3.71M56$1.15M4.11%

Stephen Joseph Donaghy

Chief Executive Officer & Director$3.49M61$699,461.002.51%

Frank Crawford Wilcox

Chief Financial Officer$1.06M60$136,882.000.49%

Kimberly Denice Campos

Chief Information Officer, Chief Administrative Officer & Director$562,432.0048$7,422.000.03%

Darryl Lamont Lewis

Chief Legal Officer$58,333.0061$21,325.000.08%

Gary Lloyd Ropiecki

Principal Accounting Officer & Secretary$7,312.000.03%

Jason Burns

President of Blue Atlantic46

Matthew John Palmieri

Chief Risk Officer46$20,000.000.07%

Michael J. Poloskey

Chief Operating Officer56$81,293.000.29%

Rob Luther

Chief Investment Officer

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

24

$10.83M

Net Sentiment

$10.83M

Net selling

Most Active

DOWNES SEAN P

13 transactions

DateInsiderTypeSharesPriceValue
Jun 11, 2026

DOWNES SEAN P

Direct

Sell20.0K$38.22$764,336.00
May 15, 2026

DOWNES SEAN P

Direct

Sell19.5K$38.71$755,612.04
May 15, 2026

DOWNES SEAN P

Direct

Sell482$39.40$18,991.96
May 13, 2026

PIETRANGELO MICHAEL

Direct

Sell4.5K$39.29$176,794.20
May 12, 2026

PIETRANGELO MICHAEL

Direct

Sell3.0K$39.55$118,639.20
Apr 29, 2026

DOWNES SEAN P

Direct

Sell2.2K$41.01$92,028.01
Apr 29, 2026

DOWNES SEAN P

Direct

Sell11.9K$39.25$467,780.23
Apr 29, 2026

DOWNES SEAN P

Direct

Sell5.8K$40.08$233,956.88
Mar 31, 2026

Campos Kimberly D

Direct

Sell946$34.12$32,277.52
Mar 30, 2026

PETERSON RICHARD D

Indirect

Sell2.0K$34.10$68,207.00

1–10 of 24

Analysis

Insiders reported 0 buys worth $0.00 and 24 sells worth $10.83M over the last 12 months. That adds up to net selling of $10.83M. DOWNES SEAN P was the most active insider with 13 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+58.2%
+3.9% (12yr)1 analysts
RevenueN/AN/A+26.5%
+12.7% (12yr)1 analysts
Net IncomeN/AN/A+52.0%
+2.0% (12yr)1 analysts
EBITN/AN/A+49.3%
+12.0% (12yr)1 analysts

Analysis

Recent growth has been strongest in EPS at +58.2% over three years. Forward estimates point to Revenue at +12.7% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages UVE?

Universal Insurance Holdings, Inc. (UVE) lists 10 active executives. The top listed executive is Frank Crawford Wilcox, Chief Financial Officer.

Are UVE insiders buying or selling?

Recent insider activity shows net selling of $40.45M.

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