Franklin Financial Services Corporation

Franklin Financial Services Corporation

Financial Services

NASDAQ:FRAF · NASDAQ Capital Market

Market Cap $273.27M Beta -0.01 P/E (TTM) 11.4
$60.82 +1.40%

+$0.84 today

52W Low $33.44High $62.84

Vol 0.02M · Avg 0.03M

EPS (TTM)$5.32
Div Yield2.19%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

12.1%

avg 9.1%

ROIC

5.3%

avg 6.6%

ROA

0.9%

avg 0.8%

Analysis

ROE is currently the strongest return metric at 12.1% versus its period average of 9.1%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Craig W. Best

Chief Executive Officer & Director$763,084.0065$17,559.000.39%

Charles Benner Carroll Jr.

President & COO$498,512.0054$6,035.000.13%

Mark R. Hollar

EVP, CFO & Treasurer$402,878.0064$17,296.000.38%

Lorie Heckman

Executive Vice President & Chief Risk Officer$177,259.0062$7,150.000.16%

Amanda Ducey

Corporate Secretary

Pamela Johns

Loan Servicing Manager & VP

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

8

$129,834.77

Sells

6

$256,261.65

Net Sentiment

$126,426.88

Net selling

Most Active

Duffey Gregory A

6 transactions

DateInsiderTypeSharesPriceValue
May 27, 2026

Duffey Gregory A

Direct

Buy17$58.88$1,000.96
May 26, 2026

Butz Steven D

Direct

Sell1.4K$57.73$80,822.00
Apr 29, 2026

Duffey Gregory A

Direct

Buy18$55.35$996.30
Mar 9, 2026

Snook Gregory I

Direct

Buy2.2K$48.18$105,996.00
Feb 25, 2026

Duffey Gregory A

Direct

Buy19$52.33$994.27
Feb 5, 2026

Carroll Charles Benner Jr

Direct

Buy380$46.93$17,833.40
Dec 22, 2025

Rzomp Kimberly

Direct

Sell1.5K$54.07$81,105.00
Nov 26, 2025

Duffey Gregory A

Direct

Buy19$53.91$1,024.29
Aug 28, 2025

Carroll Charles Benner Jr

Direct

Sell650$46.55$30,257.50
Aug 27, 2025

Duffey Gregory A

Direct

Buy21$46.55$977.55

1–10 of 14

Analysis

Insiders reported 8 buys worth $129,834.77 and 6 sells worth $256,261.65 over the last 12 months. That adds up to net selling of $126,426.88. Duffey Gregory A was the most active insider with 6 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A+22.4%
+8.6% (12yr)1 analysts
RevenueN/AN/A-1.1%
+7.0% (12yr)1 analysts
Net IncomeN/AN/A+23.9%
+9.1% (12yr)1 analysts
EBITN/AN/A+28.5%
+5.2% (12yr)1 analysts

Analysis

Recent growth has been strongest in EBIT at +28.5% over three years. Forward estimates point to Net Income at +9.1% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages FRAF?

Franklin Financial Services Corporation (FRAF) lists 6 active executives. The top listed executive is Mark R. Hollar, EVP, CFO & Treasurer.

Are FRAF insiders buying or selling?

Recent insider activity shows net selling of $17,557.67.

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