World Acceptance Corporation
Financial ServicesNASDAQ:WRLD · NASDAQ Global Select
+$1.48 today
Vol 0.17M · Avg 0.16M
Balance Sheet
Inspect the capital base behind the business
Review assets, liabilities, equity, cash, and debt to judge whether the company has the financial position to support future returns.
Balance Sheet
Assets, liabilities & equity
| Cash & Equivalents | $5.1M |
| Receivables | $841.9M |
| Total Current Assets | $847.0M |
| PP&E (Net) | $162.9M |
| Goodwill | $7.4M |
| Intangible Assets | $4.2M |
| Long-term Investments | $865.2M |
| Other Non-current | -$865.2M |
| Total Non-current Assets | $174.5M |
| Total Assets | $1.1B |
Analysis
Selected assets total $1.1B for Latest. The largest visible component is Long-term Investments at $865.2M, about 82.2% of the tab total. Use the mix to judge balance sheet concentration, liquidity, leverage, and how much of book value is supported by tangible operating assets.
Balance Sheet
Annual data · 5 periods
| Metric | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $5.1M -47.5% | $9.7M -17.8% | $11.8M -28.3% | $16.5M -14.2% | $19.2M | $1.2B | $1.0B | $841.8M |
| Short-term Investments | $0 | $0 | $0 | $0 | $0 | -$1.7B | -$1.6B | $445.6M |
| Net Receivables | $841.9M +3.6% | $813.0M +26199.2% | $3.1M -99.7% | $887.8M -9.9% | $985.5M | $668.2M | $533.8M | $399.4M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $652.8M | $641.6M | $328.0M |
| Other Current Assets | $0 | $0 | $0 +100.0% | -$887.8M +9.9% | -$985.5M | -$1.7B | $1.5B | $966.4M |
| Total Current Assets | $847.0M +3.0% | $822.7M +5410.1% | $14.9M -9.6% | $16.5M -14.2% | $19.2M | $3.6B | $12.5B | $10.5B |
| Property, Plant & Equipment (Net) | $162.9M +69.7% | $96.0M -6.2% | $102.4M -2.7% | $105.2M -5.0% | $110.7M | $575.8M | $1.2B | $1.5B |
| Goodwill | $7.4M +0.0% | $7.4M +0.0% | $7.4M +0.0% | $7.4M +0.0% | $7.4M | $1.4B | $925.8M | $466.6M |
| Intangible Assets | $4.2M -43.1% | $7.4M -33.2% | $11.1M -27.6% | $15.3M -22.6% | $19.8M | $1.4B | $568.8M | $860.0M |
| Long-term Investments | $865.2M +6.4% | $813.0M -4.1% | $847.4M -4.5% | $887.8M -9.9% | $985.5M | $1.2B | $524.0M | -$1.5B |
| Tax Assets | $0 | $0 -100.0% | $30.9M -25.8% | $41.7M +4.8% | $39.8M | $364.4M | $1.5B | $1.4B |
| Other Non-current Assets | -$865.2M -17.1% | -$738.8M -1850.8% | $42.2M -2.8% | $43.4M +20.9% | $35.9M | $1.4B | $1.4B | $1.0B |
| Total Non-current Assets | $174.5M -5.6% | $184.9M -82.2% | $1.0B -5.4% | $1.1B -8.2% | $1.2B | $4.7B | -$15.3B | $14.8B |
| Total Assets | $1.1B +4.4% | $1.0B -4.6% | $1.1B -5.5% | $1.1B -8.3% | $1.2B | $14.6B | $13.3B | $11.9B |
| Account Payables | $38.0M +2.5% | $37.1M -31.3% | $54.0M +6.8% | $50.6M -12.9% | $58.0M | $1.2B | $1.3B | -$1.5B |
| Short-term Debt | $0 | $0 | $0 | $0 | $0 | $1.2B | -$1.6B | -$1.6B |
| Tax Payables | $0 | $0 | $0 -100.0% | $2.5M -65.7% | $7.4M | $708.8M | $574.4M | -$1.5B |
| Deferred Revenue | $3.9B | $0 | $0 | $0 | $0 | $340.6M | -$1.6B | $374.2M |
| Other Current Liabilities | -$3.9B -1769734.8% | $222.7K | $0 | $0 | $0 | $650.0M | $1.1B | $1.5B |
| Total Current Liabilities | $21.8M -66.7% | $65.5M +21.4% | $54.0M +6.8% | $50.6M -12.9% | $58.0M | $12.8B | $6.0B | $10.1B |
| Long-term Debt | $587.2M +31.4% | $446.9M -9.9% | $496.0M -16.7% | $595.3M -14.0% | $692.4M | $483.4M | $1.3B | $438.6M |
| Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $1.2B | $746.6M | $612.2M |
| Deferred Revenue (Non-current) | $3.9M | $0 | $0 | $0 | $0 | $1.0B | -$1.6B | $715.8M |
| Other Non-current Liabilities | $0 | $0 | $0 -100.0% | $2.5M -65.7% | $7.4M | $1.2B | $489.0M | $1.1B |
| Total Non-current Liabilities | $715.1M +42.3% | $502.6M -13.0% | $577.9M -15.2% | $681.5M -13.4% | $787.2M | $11.3B | $3.9B | $7.5B |
| Total Liabilities | $736.9M +29.7% | $568.1M -10.1% | $631.9M -13.7% | $732.1M -13.4% | $845.3M | $8.8B | $14.7B | $3.7B |
| Common Stock | $0 | $0 | $0 | $0 | $0 | $785.8M | $651.4M | $517.0M |
| Retained Earnings | $71.6M -58.6% | $173.1M +25.4% | $138.0M +42.0% | $97.2M +5.5% | $92.1M | $1.0B | -$1.6B | $519.8M |
| Accumulated OCI | $0 | $0 | $0 | $0 | $0 | -$1.6B | $393.8M | $550.6M |
| Other Stockholders Equity | $0 | $0 | $0 | $0 | $0 | $486.2M | $351.8M | -$1.6B |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $853.0M | $1.4B | $337.8M |
| Total Equity | $351.0M -20.1% | $439.5M +3.5% | $424.4M +10.2% | $385.2M +3.3% | $373.0M | $10.4B | $9.1B | $7.7B |
| Total Debt | $661.2M +25.8% | $525.6M -9.1% | $577.9M -14.9% | $679.0M -12.9% | $779.8M | $735.4M | $724.2M | $410.6M |
| Net Debt | $656.1M +27.2% | $515.8M -8.9% | $566.1M -14.5% | $662.5M -12.9% | $760.6M | -$1.7B | $389.6M | $501.6M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Atlanticus Holdings Corporation
NASDAQ:ATLC
$1.40B
Horizon Bancorp, Inc.
NASDAQ:HBNC
$1.01B
CNB Financial Corporation
NASDAQ:CCNE
$971.83M
TrustCo Bank Corp NY
NASDAQ:TRST
$965.48M
Business First Bancshares, Inc.
NASDAQ:BFST
$955.50M
Mercantile Bank Corporation
NASDAQ:MBWM
$953.55M
HomeTrust Bancshares, Inc.
NYSE:HTB
$805.48M
Velocity Financial, Inc.
NYSE:VEL
$689.32M
Qudian Inc.
QD
$528.40M
LexinFintech Holdings Ltd.
NASDAQ:LX
$357.57M
SEC Filings
Recent regulatory filings
No filings found.
How much cash does WRLD have?
World Acceptance Corporation (WRLD) reported $5.11M in cash and equivalents in fiscal 2026.
How much debt does WRLD carry?
World Acceptance Corporation (WRLD) reported $661.19M of total debt, with net debt of $656.09M.
Explore More
Continue the stock analysis
Jump to another research area for this company.